The thought of creating a budget, or even thinking about a budget causes some people serious anxiety. Many of us hear the word budget and immediately think of “financial handcuffs” or cutting back on the things we love. The irony is, if used properly, a budget...
I have a seven year old. She loves to spend. This is not something that has just started. When I took her to the stores when she was younger, she would ask to swipe and sign. She was between 2 and 3. This has not changed. She uttered her first word as we were walking...
A Roth Conversion, simply defined, is taking some, or all, of your pretax retirement savings and transferring to a Roth IRA account. To recap, a Roth IRA, is a qualified retirement account where you have previously paid the taxes on the contributions, investments grow...
As our praise team sang this line from a song that I’ve heard many times before, I heard the words ‘you’re not done with me yet… there’s so much more to this story’ and it felt as if they were talking to me. The words are from the song ‘More Than Able’ by Elevation...
Every now and again, I’ll read through old journals. For me, old can be as recently as last week, or ten years ago. After reading a few entries, it always leaves me in awe. While I’d tell anyone that I have a pretty good memory, I often don’t recall the level of...
This week was an incredible blessing. I got to travel with my daughter and her friend’s family. For the first time in many years, while away, I got to have devotion in a way that felt unhurried. I didn’t have internet connection for much of the time, and...
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