The thought of creating a budget, or even thinking about a budget causes some people serious anxiety. Many of us hear the word budget and immediately think of “financial handcuffs” or cutting back on the things we love. The irony is, if used properly, a budget...
I have a seven year old. She loves to spend. This is not something that has just started. When I took her to the stores when she was younger, she would ask to swipe and sign. She was between 2 and 3. This has not changed. She uttered her first word as we were walking...
A Roth Conversion, simply defined, is taking some, or all, of your pretax retirement savings and transferring to a Roth IRA account. To recap, a Roth IRA, is a qualified retirement account where you have previously paid the taxes on the contributions, investments grow...
God cares about the things that you care about.Last week, my daughter had been begging me for something. Like begging. I told her no. She went so far as to pray that God would answer her prayer.I chuckled and thought – this is one prayer that God isn’t going to...
God cares about the things that you care about.Last week, my daughter had been begging me for something. Like begging. I told her no. She went so far as to pray that God would answer her prayer.I chuckled and thought – this is one prayer that God isn’t going to...
I saw the title for the month for our sabbath school and the verse came back to me: Unless the Lord builds the house, its builders labor in vain.It’s even under lined in my Bible.For a few years, I had it written on an 8 by 10 sheet of paper in a place I could see it...
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